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Rental deposit guarantee with monthly payments in Switzerland: a Firstcaution exclusive
The rental guarantee in Switzerland often represents a significant financial burden for tenants, especially when moving home. Blocking up to three months’ rent in a bank account can considerably reduce available funds.
With the monthly payment rental guarantee, Firstcaution has revolutionized the Swiss market by offering a flexible solution without a deposit, allowing tenants to pay their rental guarantee on a monthly basis, while ensuring full security for landlords.
A rental guarantee with monthly payments is a form of rental guarantee without a bank deposit.
Instead of blocking a large amount of capital or paying the entire premium in one single payment, tenants spread the cost of their rental guarantee over twelve months.
Firstcaution acts as guarantor towards the landlord and issues a rental guarantee certificate recognised in Switzerland, valid for the entire duration of the lease.
Traditionally, the rental guarantee is paid into a blocked bank account, freezing several thousand Swiss francs for the entire duration of the lease.
With the Firstcaution monthly rental guarantee, tenants:
Discover our rental guarantee without a bank deposit in detail.
Firstcaution offers a tailor-made rental guarantee with monthly or annual payments, designed to suit all tenant profiles.
Monthly rental guarantee payments are new on the Swiss market. This option helps spread the cost of the guarantee over the year, without putting sudden pressure on the budget at the end of the year.
The total amount is then automatically and securely charged monthly by credit card.
The monthly rental guarantee is particularly popular with tenants who wish to avoid a single annual payment or a bank deposit.
For tenants who prefer a more traditional solution, Firstcaution also offers annual payment.
Payment can be made online at registration (with a 5% discount) or upon receipt of the invoice, with no advance payment required.
A rental guarantee with monthly payments reflects a practical reality: moving involves many costs that often occur at the same time.
By opting for monthly payments, tenants can spread their expenses across:
This solution offers maximum financial flexibility, without compromising landlord security.
The monthly rental guarantee in Switzerland is particularly suitable for:
In addition to monthly payments, Firstcaution offers a flexible deposit, an exclusive solution that allows tenants to combine insurance and a bank deposit according to how their situation evolves.
A tenant can therefore start with a monthly rental guarantee and later switch to a deposit, without any interruption in coverage.
Monthly rental guarantee payments have no impact on landlord coverage.
Landlords benefit from continuous protection, with no additional administrative steps.
By offering a rental guarantee with monthly payments, combined with:
Firstcaution is one of the very few providers in Switzerland to offer a true monthly rental guarantee, designed to meet today’s tenant needs and landlord expectations.
